Advice   Support   Accountability       Results: Your Financial Independence
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About The Magis Group Inc.

About Us

At all stages of life, The Magis Group Inc. provides Advice, Support & Accountability for your financial independence.

Executive Team

Jai Ramsawak

CFP®, ChFC

Erik Doebler

MBA

James Ramsawak

BE

This is who the Magis Group is now…

We are in the business of serving our existing clients and building new relationships through objective advisory services and support of our clients in achieving their financial goals. We have enhanced our client experience through advisory efforts to Fortis Lux, who offer a range of financial products and services. The growing partnership between The Magis Group and Fortis Lux will greatly enhance the development of a financial roadmap and written financial plan for every client of The Magis Group.

Charles Schwab Institutional

Charles Schwab Institutional provides the Magis Group with the processes, products and people that support our day-to-day operations, allowing us to focus upon providing objective advice to our clients.

With industry-leading asset management, a dedicated team of experts and a complete range of institutional-quality financial products, Charles Schwab ensures that our clients have what they need at all times.

Fortis Lux

Fortis Lux is a comprehensive financial planning firm that offers wealth management solutions, protection, risk management, Estate planning advice, and solutions to address your present and future financial needs.

The Magis Group Inc. Value Promise

Most people deal directly with their accountant, money manager, financial planner, lawyers, and various insurance agents and as a result their lives are more complicated than they need to be.

We believe that a better value promise is to have an advisor who takes the ultimate leadership role.

We will manage all your professionals so they work together, so you get the best advice possible and you no longer deal directly with multiple people.

The Magis Group Inc. will deal directly with them, hold them accountable to give you the best advice possible, and hold you accountable to implement that advice.

“Lost wealth may be replaced by industry, lost knowledge by study, lost health by temperance, but lost time is gone forever.” – Samuel Smiles

Source: Bachrach & Associates, Inc.

What is a Registered Investment Advisor?

A Registered Investment Advisor (RIA) is a professional advisory firm that offers personalized financial advice to clients.

  • Many independent RIAs work with complex portfolios requiring highly customized investment management, strategy, and consultation.
  • Many independent RIAs are owned by the individual advisors who run them.
  • Many independent RIAs provide advice and services for a fee based on a percentage of their client’s assets.
  • RIA firms have a fiduciary duty to act in the best interest of their clients.

Why Choose an RIA?
Watch three stories about people using a Registered Investment Advisor to meet their goals.

Charles Schwab on the importance of independent advice.

Susan: Easing Back, Giving Back

Steve: Investing for Three Generations

5 key benefits of independent Registered Investment Advisors

registered investment advisor1.Tailored advice based on your goals. Many Registered Investment Advisors (RIAs) believe that their independence is key to offering advice that’s best for you.

Whether you need help with retirement planning, a tax situation, estate planning, or managing assets at multiple places, it’s fundamentally important that your advisor truly understands you, your goals, and your situation. Many RIAs are in a position to do that and pride themselves on having strong personal interaction with their clients and being dedicated to their clients’ needs. They believe that their independence is key to offering investment advice based on what’s best for their clients.

2. You know what you’re paying for. Typically, fees are based on a percentage of assets managed.

This fee structure is simple, transparent, and easy to understand, and it gives your advisor an incentive to grow your assets.

3. Advice for your complex needs. A rich diversity of specialization among RIAs means you can likely find one to provide the type of advice you need.

Many independent RIAs provide services that address a variety of complex investment needs that often arise when you accumulate significant wealth, such as assisting you with the sale of a business, complicated tax situations, trusts, and intergenerational issues. Some advisors are specialists in certain investment strategies. Others can assist you with comprehensive services, such as estate planning or borrowing. Given the amount of specialization throughout the industry, no matter how complex your individual needs, you will likely find an independent RIA who can provide advice that’s right for you.

4. A different kind of relationship. RIAs typically form close relationships with clients and have a strong sense of accountability.

The goal of an RIA is to help find solutions that are closely aligned with their clients’ needs and objectives, and many independent RIAs enjoy a deep, personal relationship with their clients. This often takes regular, ongoing interactions. And because many independent RIAs are entrepreneurial business owners, the buck stops with them, so to speak, and they frequently have a strong sense of personal accountability to their clients.

5. You know where your money is held. RIAs often use institutional custodians—such as brokerage firms—to safeguard clients’ assets.

These custodians also provide important infrastructure services, such as executing trades and preparing monthly brokerage statements for clients. This helps an RIA focus on understanding your needs and providing the best advice possible.

The above information is not our property and was retrieved from RIA Stands For You. For further information and related readings please visit www.riastandsforyou.com

This content is made available and managed by Charles Schwab & Co., Inc (“Schwab”). The purpose of this information is to educate investors about working with an independent Registered Investment Advisor (RIA). Schwab provides custody, trading, and operational support services for RIAs. Many RIAs are registered with the Securities and Exchange Commission (SEC) or state securities regulators and are subject to the Investment Advisers Act of 1940. Registration does not mean a government agency approves an advisor or reviews his or her qualifications. Many independent RIAs and other financial services professionals receive compensation for services in a variety of ways. It is the responsibility of each investor to determine which method of compensation offers the lowest total costs and best aligns the interests and needs of the investor with those of the investment professional chosen.

©2013 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.  CS17023-06 (1112-6546)  ELC64022-01 (06/13)

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fee-lgWorking With a Fee-Only Firm

  • A fee-only firm provides services strictly based on fees.
  • A fee-only firm does not receive any commissions from institutions or products they recommend to clients.

Benefits

  • The Magis Group Inc. does not sell products; we provide suggestions based on what’s most appropriate for our clients.
  • We have no restrictions, which means our clients have access to all products in the market. Which allows us to shop for the most appropriate and cost-efficient products.
  • The fee-only model allows us to provide our clients with objective advice that best meets their specific needs.
  • Our clients fully understand our compensation. There are no hidden fees or charges.
  • The Magis Group Inc. works for you, not for a brokerage firm, bank, or institution. Our success is directly linked to that of our clients.
  • The Magis Group Inc. holds some needs-based low-fee slots.

For further details regarding our fee structure, please see our Form ADV below:

The Magis Group Inc. ADV

The Road to Financial Independence Starts Here

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